Created by Ricky Rampersad, Branch Manager. Aligned to Guardian’s Confidential Fact Find V3. 6 minutes 23 seconds. All data shown is sample data.
0:00
Introduction
One journey — agent, client, manager
0:14
Why it exists
We protect the person who earns
0:24
A whole career
33 yrs Guardian · MDRT Life · TOT ×4 · COT ×9
0:42
Guardian V3
Every section, same order
0:53
Only want product advice?
That is the client’s right under the Act
1:03
The short path
Product, reason, two signatures — no manager
1:16
Two roads in
6 steps or 3 — both compliant
1:24
What the client gets
They rate the advice, then sign
1:37
The maths, live
Surplus before you finish the sentence
1:44
The need, uncovered
TT$1.21M less existing cover
2:04
Retirement
70% of income · 20 years · in a second
2:27
The medicals
What Underwriting will ask for
2:41
Guardian’s own form
Not a version of it
2:49
Page after page
Every field where Guardian put it
3:02
The Insurance Act
Schedule 11 · taken, retained, inspectable
3:14
Drafts
Pick it up on any device
3:20
Checks as you work
Nothing stops you in front of a client
3:27
One tap sends it
Manager and client, straight away
3:33
The client’s copy
Plain English, confirm from the email
3:39
The 5pm email
Decide and sign from the report itself
3:44
The queue
Oldest first, one tap away
3:48
Approve and sign
One screen, RAI answered there
4:03
Or send it back
The reason goes on the record
4:09
Or decline
Not going forward, and why
4:17
Fixed in the email
The manager is told the moment it is
4:25
Coaching on facts
Tap any advisor, live
4:34
After approval
Delivery, follow-up, the annual review
4:50
Since 1 July
Real numbers, kept up to date
5:00
factfind360
Built in the Ricky Rampersad Branch